I am paneled with multiple insurance companies. For out-of-network services, a superbill can be provided for insurance reimbursement. While assistance is provided, it is recommended contacting your insurance company directly to review your covered mental health benefits including in-network and out-of-network reimbursement.

Fee for services are available upon request. Please contact the office for more information.

*Pro Bono cases are available on a case-by-case basis and based on availability of the provider.

Bernadette Landry, LPC at a laptop checking fees and insurance in Virginia

In Luck Counseling, LLC is in-network with the following providers

  • Aetna
  • Anthem BCBS (Healthkeepers Plus, Commercial and FEP plans)
  • Carefirst BCBS
  • Cigna / Evernorth Multiplan
  • Optima
  • Sentara Health
  • Tricare
  • United Healthcare (including Medicaid)
  • Medicare enrollment pending as of 10/2024

No Surprises Act

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency services.
  • Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your service. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 368-1019.

Interested in Psychotherapy?

For counseling for children, adults or couples, reach out to Bernadette today.